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SBA & bank loans

SBA loan business plans built for approval

Lenders decline plans that don't speak underwriter. We build SBA business plans with the use-of-funds, repayment logic and DSCR that get your loan through committee.

7(a) · 504
SBA-ready
DSCR
1.25+ modeled
$1,000+
Fixed price
Revisions
To approval
What you get

Built to your underwriter's checklist.

From $1,000 / £800
Fixed quote on your call. Most SBA plans land in the $1,000-$2,500 range by complexity.
Get a quote
How it works

From brief to bank-ready in four steps.

Day 0

Strategy call

30 minutes with a senior consultant. Scope, requirements and a fixed quote on the call.

Days 1 to 5

Research & model

Cited market research and a five-year financial model built from your numbers.

Days 5 to 7

First draft

Full document drafted and designed in-house, reviewed line by line before you see it.

Days 7 to 10

Revisions to yes

Unlimited revisions until your lender, investor or adjudicator is satisfied.

FAQ

Questions founders ask.

What's the difference between SBA 7(a) and 504?

7(a) is general-purpose (working capital, acquisition, etc.); 504 is for major fixed assets like real estate and equipment. We tailor the plan and model to whichever you're applying for.

What DSCR do SBA lenders want?

Most SBA lenders look for a debt-service-coverage ratio of at least 1.25. Our financial model is built to demonstrate it.

Will this guarantee my loan is approved?

No one can guarantee approval, but a plan built to underwriting standards removes the most common reasons plans get declined.

How fast can you turn it around?

7 to 10 days typically, with rush options.

Related

Tell us about your raise

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Tell us what you're raising for and we'll reply within one business day with next steps and a fixed quote. Prefer to talk? Book a free call instead.

[email protected]
(315) 226-7205 · Mon to Fri, 9am to 6pm ET

Ready to get funded?

Book a free 30-minute strategy call. We'll tell you exactly what you need and how fast we can build it.

No commitment · 30 minutes · Straight answers